🚨 CUSTOMER FRAUD ALERT
We have received reports of fraudulent phone calls from individuals claiming to be associated with Cowboy State Bank and asking customers to provide account information for “verification.”
Cowboy State Bank will never call and ask you to provide sensitive account information. If you receive a suspicious call, do not provide any information and contact us directly.
MEET OUR LENDING TEAM
At Cowboy State Bank, we’re here for you. Our friendly, knowledgeable staff is dedicated to meeting all your banking needs with personal, hometown service you can count on. With convenient locations in Sheridan and Ranchester, we make managing your finances simple and stress-free. As a local, community-focused bank, we understand the needs of small businesses—because we’re one too.
YOUR SMALL BUSINESS BANKING PARTNER
At Cowboy State Bank, we’re proud to be part of the Sheridan and Ranchester communities. We love partnering with local small businesses to bring new products and services to the area—and we’re here for your personal banking needs, too. Whether you’re managing a household or growing a business, you’ll find friendly, local support every step of the way.
INSTANT-ISSUE DEBIT CARDS
We understand that time is of the essence when it comes to managing your finances. That’s why we offer instant-issue debit cards to ensure you have access to your funds without delay. Whether you’re opening a new account or need to replace a lost or stolen card, we make it easy for you. With our instant-issue debit cards, you’ll leave our branch with a fully activated card on the same day. This means you can start making purchases, withdrawing cash, and managing your finances right away—no waiting required. Your convenience is our priority, and we’re here to provide seamless access to your account whenever you need it.








